Wednesday, March 01, 2006
23 Days and Counting
We've been waiting since November of 2005 for our house to be built, and this month is the month it's finished. Having never owned a home before, let alone never having had one built, we're both very nervous and excited about what to expect. The unknowns and concerns equal the excitement.
In November the design was planned and approved...
In December the basement was dug...
And now, knowing our luck, we're just hoping we don't get stuck with this...
So if any of you home owners have any last minute advice, suggestions, or warnings, please send them our way now. We could use all the help we can get.
posted by El Capitan at 9:51 AM
I'm no longer a homeowner, but in my other life I learned in the two new houses we built or bought: Keep a pen and pad handy and make a list of every little thing you feel needs to be tweaked or fixed before your contractor gets deeply involved in another building. Try to get everything possible addressed in the first 30 days after you move in. Have an agreement with him/her that this will happen!2:02 PM
Have a friend do the walk-through with you. The reason is that you, like me, probably spent hours pouring over the plans and specs and that is what "your" eyes will see. Your buddy will see the crooked outlets, the paint drips, the really bad carpet seams, cracks in the garage floor and missing gutters.
Excellent idea. I'll have a friend of mine walk through with us during the final inspection to get his perspective. Anything we find I'll make sure I document and have them agree to fix in writing before we sign off on the house.
I'll make sure that friend is a general contractor ;o)
As a first time homeowner you have the opportunity to bring an extra mortgage payment into this year by ensuring that your January payment gets into the mail in December. From there on you can only claim 12 payments per year, but this way you get a HIGH interest payment up front. Believe me, it will help at tax time.
Make sure you are keeping good track of all your deductable items. Most people who don't have a mortgage generally don't itemize. With that mortgage interest you'll quickly learn to itemize everything possible.